Gel would be a lot more work and maybe a little more cost but not much
You relayed that thought wrong ... Gel coat is a ""LOT"" more work, thats why it cost so much to get it done, but the big deal about the gel coat, vs the clear coat is that the gel coat is a just more radiant, it's really slick too, and seems easy to keep it that way.
I got Nothing against clear coat, I had my scimitar clear coated before I took it to Muscatine, it looked good, I just didn't like the different colors in it, but if I done another clear Gel coat, with flake, I think I'd shoot it on alright, but I think I'd brush tip it immediately ? would need some help to do that, save a BUNCH of sanding, but I don't think you could ever beat the brilliance of a good clear gel coat.