I did the accounting and tax return (as their outside accountant) for the St. Croix Hudson Marina back in 2002 or 2003 after the flood that spring. The flood damaged one building beyond repair and they built a new building housing the conference room, living quarters, store, and boat service area. Each dock site is owned and the expenses of the Marina are divided up and assessed based on the length of the dock footage. That year, each member contributed their share to the cost of the new building plus the regular fee for normal costs. They built the new building on higher ground and hopefully they built high enough. They also had a shrink wrap fire that year. I wish them the best as they were great people to work with and the facilities are top flight.