I am now thinking about upgrading. I think I have one of those baby ones in the 175 and none in the 163. Although I dont boat at sea, away from potential rescue, its still a good idea. Can not be overly safe here. Like most things, you dont worry about it until you need it, then you're screwed.
I wonder if you could mount, say a motorcycle battery higher and dryer to use as back up? I suppose you'd then have to isolate that from the main battery or used that one as the primary for the pump.